The Jersey Shore Pot O’ Gold
Jersey Pot O Gold
The thing you can’t see, but causes a lot of damage. The National Oceanic and Atmospheric Administration (NOAA) differentiates “straight line” wind from that which comes from a storm. Straight line wind was the least damaging according to their 2017 statistics. Straight line winds are different than severe weather related winds. Severe weather is responsible for billions of dollars of damage each year. According to the site Science.HowStuffWorks.com, it would take a 40-45 mph wind to knock a 100lb person off their feet. Doesn’t seem like much, but in our area of New Jersey, we can see frequently 40mph+ straight-line wind gusts but generally not sustained.
Merriam-Webster defines wind as “a natural movement of air at any velocity”. But they also go into other definitions which reminded me that wind can have positive effects too. For example, wind mills need wind to create energy. In many countries, windmills still provide a good source of energy. And then there are “wind instruments” which require you to blow into the instrument to create music.
NOAA also has a wind chill chart on their page. It is fascinating to me to see how little wind it takes in the cold to drop the temperature or “wind chill” . As I sit here writing this, we are in a cold snap with temperatures in the low single digits. Just a little wind would take us into negative “wind chill” temperatures.
Claimsmate.com has a great article on “The 5 Surprising Things You Need To Know About Wind Damage Insurance Claims”. Keep in mind that owning a home at the Jersey Shore does put you in straight line wind during the year. Insurance companies don’t always include wind coverage in your policy. And many differentiate down to small detail what they will cover under wind damage. I definitely recommend checking out your insurance policy, go over it with your insurance broker to make sure you know the differences in your policy on wind damage and whether you are covered. It will be devastating to learn after you already have damage, that you aren’t covered for wind.
Research Sites:
http://www.nws.noaa.gov/om/hazstats.shtml
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Valuing your home is harder than you think. Using a licensed professional can make the difference
Smart home technology is a great investment for second and investment properties.
Searching for the home of your dreams can be a scary proposition to many. Today’s technology, while helpful at showing buyers all their options, can be a bit overwhelming to some! There is no shortage of home searching tools. From Zillow to REALTOR® websites, there are literally thousands of them!
Sites like Zillow are great if you’re looking for a general understanding of what’s currently for sale. The BEST way, however, is to work with a seasoned REALTOR®.
What sites like Zillow and Realtor.com fail to do is provide you the home buyer/seller with an intimate experience. These sites rely on tax records and MLS data for the valuations etc. While a REALTOR® will use these tools as well, it’s the additional information they bring to the table that makes the difference.
Finding a REALTOR® that specializes in the area you are interested in, type of home you want etc will make the difference. Their intimate knowledge can provide insight that you might not have discovered on your own.
If you are looking for a REALTOR®, ask friends, family, and coworkers for recommendations. Then INTERVIEW the agents! Ask the questions that matter most to you. Perhaps you want an agent that will text you daily updates on property searches- ask if that’s an option. Maybe it’s important that your agent is GREEN certified. Whatever matters to you should be discussed up front. This will help manage the expectation you both have of each other (and spare hurt feelings down the road).
Bottom line, while house hunting can be a stressful experience it can be pleasurable if done with the assistance of a professional.
If you have any questions on home buying or selling please reach out to Lisa G Lopez at lglopez@homealliancerealty.com
See you at the closing table!